It’s never too late” is my travel motto. As a notoriously bad vacation planner, my trips abroad are usually whipped up at a whim never more than two weeks in advance — but that doesn’t mean I can’t make the most of it.Although such travel whims could seem a bit too extravagant in the credit crunch season, if you’ve been reasonable enough to have kept a small stash under the bed then you definitely owe yourself a treat — and a memorable retreat — from grueling office politics and depressing...